How It Works: 3 Simple Steps

Want to know how to get an installment loan from the Cash Store? Our loan requirements are simple – in fact, everything it takes for you to get your cash can be done in 3 easy steps.

Pre-Qualify Now!

How It Works

Step 1 - Pre-qualify online through our streamlined form.
Step 2 - Gather the required documents and bring them with you to a Cash Store location.
Step 3 - Complete application in store and potentially receive funds the very same day!

Locations

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Or find us in these states!

Have Questions? Read our FAQs

Getting Started

What do I need before I apply?
  1. The most recent paycheck stub or other proof of income​
  2. The most recent checking account statement (account must be open 30 days)​
  3. A debit card (ID, TX, and WI)​
  4. Valid driver’s license or state-issued ID​
Which type of loan is the right one for me?​

To see the types of loans offered in your area and find out which one of our services is the best fit for you, simply visit our Rates and Terms page, or visit a store near you using our store locator.

Do I have to have a bank account?​

Yes - an open and active checking account, active for at least 30 days, is required to apply.

Do you offer Installment loans and payday loans?​

Cash Store offers installment loan products that allow you to pay back over time.​ Visit our home page to learn more about the products we offer.

Can I get a loan with bad or no credit?

While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.

Can I use my Social Security, Disability, or Supplemental Security Income to apply?

Yes! These are all forms of accepted income for a loan application.

Can unemployment be used as a form of income?

Yes! Unemployment is also accepted as a form of income when applying for a loan as long as it will continue for the entire loan term.

If I have previously filed bankruptcy, will that hurt my chances of getting approved for a loan?

Previously filed bankruptcy does not necessarily prevent you from qualifying for a loan with us. To see if you qualify, simply submit an application!

How do I provide proof of employment?​

Provide your most recent pay stub(s) along with your employment information for verification with your application.

Can I get an advance on my tax return?

Unfortunately, no. We do not provide advances on tax returns.

Do you offer auto title loans?

Unfortunately, no. We do not currently provide auto title loans.

Do you perform credit checks?

All loan applications go through our underwriting process which may include a check of the customer’s credit record.

Can I apply for a loan in a different state than my residence?

Yes, you can apply for a loan in a state other than your state of residence by visiting one our retail store locations. However, online applications, which are available to existing Cash Store customers, must be submitted based on the state where the customer currently resides.

Do you offer Check Cashing?

No, at this time, Cash Store does not allow check cashing.

How Much Can I Get?

Fill out our short form to see how much money you are pre-qualified to receive. Checking your amount will not affect your credit score.

Trusted provider of cash loans since 1996

1-888-950-2274

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Loan Options

Loan Options

Locations

Locations

Loan Amount is subject to loan approval. Loan terms and availability may vary by location.  Approval rate based on complete applications received across all Cash Store locations. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times may vary. Loans / Advances are provided based on approved credit. Each applicant for credit is evaluated for creditworthiness.

Please see the Licenses and Rates page for additional product details.

Cash Store offers consumer credit products that are generally short-term in nature and not intended for long-term borrowing needs.

In Texas, Cash Store is a Credit Services Organization. Loans are provided by a non-affiliated third-party lender. Please see the Licenses and Rates page for links to Consumer Disclosures and choose the one for the product and amount that most closely relates to your loan request.

Customer Portal residency restrictions apply. Availability of funds may vary by financial institution.